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Health Insurance Marketplace

A plan that cares about you

Community Health Choice’s Marketplace plans pair affordability and service with one of the best networks in Southeast Texas – creating the kind of care that can only come from your local health plan.

We offer a range of plans so that our Members can customize their health coverage to their needs. What remains the same for all of our plans, however, is the unmatched level of service that you can expect to receive.

Whether you’re getting one-on-one help at our new Community Care Centers, learning how to manage a chronic condition from our care management team, or reading about how to live a healthier life on our newsletter blog, you know that you are getting the best service that any health plan can offer.

Deductible Plans

Doctor and another man smiling while standing next to windows

Our Deductible Plans are ideal for those who prefer to pay for healthcare services as they go, in order to have low, monthly out-of-pocket expenses.

  • Bronze Deductible Plan - Lowest possible premiums.
  • Silver Deductible Plan - Balanced mix of low copays and a low deductible.
  • Gold Deductible Plan - Lowest copays and lowest deductible

Texas Department of Insurance Disclosure Form
The HMO Deductible plan include a deductible. Because you are required to pay a deductible, these plans are defined as “Consumer Choice” health benefit plan and not a state-mandated health insurance plan.


Copay Plans

Young couple smiling while working on notebook computer

Our Copay Plans are ideal for those who look for predictable, up-front costs, to reduce last-minute expenses. Copay plans have 0 deductible.

  • Silver Copay Plan - Lowest premium with no deductible
  • Gold Copay Plan - Lowest copays with no deductible

Plan Overview 2017

           
Deductible Plans** Copay Plans
Member Cost Share Community Health Choice HMO Bronze  003♦ Community Health Choice HMO Silver  004✓ Community Health Choice HMO Gold 005 Community Health Choice HMO Silver 002✓
Plan ID 27248TX0010002
KelseyCare powered by Community Health Choice HMO Silver 007✓
Community Health Choice HMO Gold 001
Plan ID 27248TX0010001
KelseyCare powered by Community Health Choice HMO Gold 006
  Plan ID
27248TX0010003
Plan ID
27248TX0010004
Plan ID
27248TX0010005
Plan ID
27248TX0010007
Plan ID
27248TX0010006
Medical Deductible (Individual/family) $5,000/$10,000 $1,500/$3,000 $500/$1,000 $0 $0
Out-Of-Pocket Max (Individual/family) $7,150/$14,300 $7,150/$14,300 $5,000/$10,000 $7,150/$14,300 $5,000/$10,000
Coinsurance 0% 0% 0% 0% 0%
Annual Max Benefit per person Unlimited Unlimited Unlimited Unlimited Unlimited
PCP Office Visit $40 $30 $20 $40 $30
Specialist Office Visit $65 $50 $45 $75 $65
Outpatient Facility $250 $200 $150 $300 $150
Outpatient Surgery $250 $200 $150 $300 $150
Urgent Care Services $65 $50 $45 $75 $65
Ambulance Services $65 $50 $45 $75 $65
Emergency Room Services $500 $500 $400 $600 $400
Inpatient Hospital Care $500 copay/day* $500 copay/day* $400 copay/day* $600 copay/day* $400 copay/day*
Inpatient Physician and Surgical $65 copay/day* $50 copay/day* $45 copay/day* $75 copay/day* $65 copay/day*
Skilled Nursing Facility $500 copay/day* $500 copay/day* $400 copay/day* $600 copay/day* $500 copay/day*
Mental/Behavioral Health Outpatient $65 $50 $45 $75 $65
Mental/Behavioral Health Inpatient $500 copay/day* $500 copay/day* $400 copay/day* $600 copay/day* $400 copay/day*
Outpatient Rehabilitation $65 $50 $45 $75 $25
Medical Imaging (CT/PET Scans/MRIs) $500 $500 $400 $600 $300
PRESCRIPTION DRUGS
Generic $10 (after $200 deductible) $10 $10 $35 $15
Preferred Brand $85 (after $200 deductible) $50 $40 $100 $40
Non-Preferred Brand $110 (after $200 deductible) $100 $70 $110 $80
Specialty High Cost Drugs 40% (after $200 deductible) 45%

30%

50% 30%
  ✓Your costs may be even less if you qualify for financial help.
*Copay applies per day for the first 5 days.
**For Deductible Plans, copays apply only after deductible has been met.
♦For Bronze Deductible Plans, 3 PCP office visits are covered at the PCP copay prior to deductible.
Download printable version.
2017 Rates Grid Download printable version.

Customer service that cares

Enrolling in a Community Health Choice plan means choosing service. We strive to create the best possible experience for every one of our Members. Part of our mission is to make healthcare hassle-free, and we do that by always working our hardest to make our plans simple and easy to use. Some of these efforts include:

  • Care Center locations in Houston and Beaumont
  • Application assistance
  • Dedicated Marketplace Member Services Team
  • Customer service available via phone, email, social media, or in person
  • The Sun, a newsletter blog with valuable information on your health and your plan
  • Convenient payment options
  • A care management team for chronic conditions like diabetes and asthma

You don’t want healthcare to be harder than it has to be, and neither do we. That’s why we treat our Members the right way, making sure that they know that Community is always there to help them live their happiest, healthiest lives.

THE NETWORK SOUTHEAST TEXAS NEEDS

We’ve created a network of over 6,500 Providers across 10 counties in Southeast Texas, including:

  • Baptist Hospitals of Southeast Texas - Orange
  • Baptist Hospitals of Southeast Texas - Port Arthur
  • Baylor College of Medicine
  • Brazosport Health Alliance
  • Brazosport Regional Hospital
  • CHI St. Luke’s Health System
  • Harris Health System
  • Huntsville Memorial Hospital
  • Liberty Dayton Regional Medical Center
  • Memorial Hermann Hospital System
  • MHMD Physician Group
  • OakBend Medical Center
  • St. Joseph Medical Center
  • The Medical Center of Southeast Texas
  • UTMB Health
  • UTMB Health Angleton Danbury
  • UTMB Faculty Group
  • UT Physicians
  • Winnie Community Hospital

Coverage Area Map

HIM Coverage Area Map Help Me Apply

 

The care you need, where you need it

Community Health Choice refuses to offer anything less than a great health plan. And a great health plan comes with a great network. That’s why we partner with over 7,000 Providers across ten counties in Southeast Texas, including doctors and clinics at integrated care organizations such as Kelsey-Seybold and Memorial-Hermann.

The strength of our network does not just come from its size. The Providers we partner with meet our very high standards of quality. When you see one of the Providers in our network, you can know that we’ve made sure that they will treat you fairly, professionally, and honestly.

Affordable health plans are not worth much if they don’t have the support of a strong network like Community’s. The doctors and facilities and specialists that you see in your times of need are the backbone of any health plan. Even if you don’t expect to need it, it’s already there – ready to make sure you get the care you need.

You don't have to pay more for a great health plan

Community Health Choice exists to make sure people have health insurance coverage so they can get the care they need. We believe too many people in our community are not getting the regular, comprehensive care they need to live the long, healthy lives they deserve. But we’re changing that.

We don’t charge more for our services just because we could. Our plans cost what they do because it’s as low as we can go. We take what profits we earn and invest that money back into our community.

All of this means one thing: We consistently have some of the lowest prices on health coverage in Houston. Our plans start as low as $6 a day, and we take pride in that.

The affordability of our plans means that even more people can fit health coverage into their budgets. And that means we’re doing exactly what we’re supposed to.

Local and neighborly

What does it mean when we say we are local?

It means that we live and work here, with our main office in the shadow of NRG stadium.

It also means that the people who we serve live here. Our service area is 10 counties in the greater Houston and Beaumont areas. Our entire focus is on them.

We make sure these people have access to healthcare. We partner with other local organizations that are trying to make where we live better for all of us by offering job training opportunities and focusing on educating the youngest members of our community. We take real action to make this a better place to live.

Above all, it means we are neighborly. We want to treat you not just as a Member of Community, but as a member of the community we all live in.

That means a level of service and caring that you’ll only get from your neighborhood health plan.

Ready to Shop?

Signing up is easy, just visit our Health Insurance Marketplace direct enrollment portal to compare coverage options., find out if you’re eligible for tax credits to help you pay your premium, and enroll in a plan.

Frequently Asked Questions

Answers to common questions and a glossary of terms.  More »

Apply for Coverage

You can now enroll in a Community Marketplace plan from our Web site!

If you would like to enroll in a health plan offered by Community Health Choice, please fill out the application provided below and fax or mail it to the information provided on the application.

Off-exchange enrollment